Working Together

T. ROSE & ASSOCIATES

With over 26 years as a fee-only Fiduciary, it is our fundamental obligation to act in the best interests of our clients and provide investment advice in their best interest. We are not paid commissions, instead we provide fee-based wealth-management services to high net-worth investors and institutions.

This attention to our clients’ needs – and not commissions – enables T. Rose & Associates to provide focused, disciplined and advisory services.

ABOUT

Expert Advisors

T. Rose & Associates, Inc. is an fee-only independent Registered Investment Advisor, founded in 1991 by Timothy Rose a former Investment Banker. As a Fiduciary, it is our fundamental obligation to act in the best interests of our clients and provide wealth planning and investment advice in their best interest. We do not invest in mutual funds because of their many costs, lack of tax efficiency and their "black-box" nature. Instead we specialize in constructing bespoke customized, tax-efficient stock & bond portfolios derived from fundamental analysis. This may include building portfolios based on Socially responsible investing (SRI), also known as sustainable, socially conscious, or impact investing. Expensive life insurance and annuity products are avoided due to their complexity and hidden fees. Many of the objectives claimed by sales people that these products meet can often be handled by more cost-effective and flexible methods. Each portfolio is built to suit the particular investment objectives, tax-sensitivities, and risk profile of the individual client.

Specialties: Retirement Planning, Wealth Planning, and Bespoke Fixed Income and Equity separate account asset management for discerning high net-worth individuals and institutions.

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OUR SERVICES

We seek to provide innovative retirement and wealth planning solutions at the highest level to serve the best interests of our clients. We do not invest in commission-based mutual funds or high-cost annuity or life insurance products. Each portfolio is built to suit the particular investment objectives, tax-sensitivities, and, risk profile of the individual client.

The Path to Success

ASSET AND WEALTH MANAGEMENT

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Expert Guidance

ANNUITY & INSURANCE CONSULTING

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CONTACT US

Minneapolis, MN 55402, USA

tim@troseassoc.com

(612) 314-5629

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Why your Financial Advisor should be an independent fiduciary

THE FOUNDER

Tim Rose

I’ve been a professional Investment Advisor since 1982. I believe in maintaining a positive mindset, creating partnerships with a purpose, and always striving for significant outcomes. When you work with my firm, you should expect a collaboration with total transparency and consistency. Want to learn more? Contact us today for an initial consultation.

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FOUNDER'S BIO

For years, I’ve succeeded in guiding clients on the path to success and assisted them in making some of their most complex decisions. I take pride in my academic and professional achievements — and am happy to share them with you below.

Tim Rose is founder and president of T. Rose & Associates, Inc. Registered with the S.E.C., and established in 1991, T. Rose & Associates provides investment advisory services to major institutions, municipalities and wealthy individuals. T. Rose & Associates, Inc. is an independent Registered Investment Advisor.

Prior to founding T. Rose & Associates and Minnesota Business Capital, a private investment banking firm, Rose was principal and senior vice president with United Daniels Securities, a New York-based investment firm. While at United Daniels, he established offices in Chicago, Minneapolis and Denver, managing the entire Midwest Region. He participated in the structuring and marketing of more than 30 transactions totaling over $3 billion in securitizations. Mr. Rose was also President of United C.A.S.E. Alliance, the institutional money management arm of United Daniels Securities, Inc.

Mr. Rose earned a Bachelor of Arts degree in Business Administration from North Park University, Chicago IL, 1981. He earned the Series 7, 24 (General Securities Principal), 53 (Municipal Securities Principal), Series 66 and 65 (Uniform Investment Adviser Registration) and 63 (National Association of Securities Dealers) licenses.

Mr. Rose served the community as an Adjunct Professor of Risk Management for the University of St. Thomas Masters program for four years. He served as an Investment Industry Advisor for Congressional Financial Services Oversight Committee. He is a former Commissioner with the Metropolitan Sports Facilities Commission (The Minnesota Vikings) and was appointed to the Minnesota Twins Ballpark Implementation Committee. Mr. Rose has served as a Trustee of North Park University, Chicago IL, and was co-chair of the Finance Committee for Children's Cancer Research Fund, as well as founding board member of The Learning Center for Homeless Families, an alternative school for families in transition. Currently he serves as a board member for Washburn Center for Children and Micro Grants for those in transition.