About

Professional Consulting for over 30 years

T. Rose & Associates, Inc. is a Registered Investment Advisor. As a Fiduciary, it is our fundamental obligation to act in the best interests of our clients and provide wealth planning and investment advice that is tailored to their needs.. We provide fee-based asset management services to high net-worth investors and institutions.

We do not invest in mutual funds because of their many costs, lack of tax efficiency and their "black-box" nature. Instead we specialize in constructing bespoke, customized, tax-efficient stock & bond portfolios derived from fundamental analysis. This may include building portfolios based on Socially Responsible Investing (SRI), also known as sustainable, socially conscious, or impact investing. Expensive life insurance and annuity products are avoided due to their complexity and hidden fees. Many of the objectives that sales people claim these products meet can often be handled by more cost-effective and flexible methods. We seek to pursue risk management and long-term total returns through investment strategies such as: global tactical asset allocation, asymmetrical investment selection, and non-linear hedging strategies. Each portfolio is built to suit the particular investment objectives, tax-sensitivities, and risk profile of the individual client.

Timothy Rose

Tim Rose is founder and president of T. Rose & Associates, Inc. Established in 1991, T. Rose & Associates provides investment advisory services to major institutions, municipalities and wealthy individuals. T. Rose & Associates, Inc. is an independent Registered Investment Advisor.

Prior to founding T. Rose & Associates and Minnesota Business Capital, a private investment banking firm, Rose was principal and senior vice president with United Daniels Securities, a New York-based investment firm. While at United Daniels, he established offices in Chicago, Minneapolis and Denver, managing the entire Midwest Region. He participated in the structuring and marketing of more than 30 transactions totaling over $3 billion in securitizations. Mr. Rose was also President of United C.A.S.E. Alliance, the institutional money management arm of United Daniels Securities, Inc.

Mr. Rose earned a Bachelor of Arts degree in Business Administration from North Park University, Chicago IL, 1981. He passed the Series 7, 24 (General Securities Principal), 53 (Municipal Securities Principal), Series 66 and 65 (Uniform Investment Adviser Registration) and 63 (National Association of Securities Dealers) tests.

Mr. Rose served the community as an Adjunct Professor of Risk Management for the University of St. Thomas Masters program for four years. He served as an Investment Industry Advisor for Congressional Financial Services Oversight Committee. He is a former Commissioner with the Metropolitan Sports Facilities Commission (The Minnesota Vikings) and was appointed to the Minnesota Twins Ballpark Implementation Committee. Mr. Rose has served as a Trustee of North Park University, Chicago IL, and was co-chair of the Finance Committee for Children's Cancer Research Fund, as well as founding board member of The Learning Center for Homeless Families, an alternative school for families in transition. Currently he serves as a board member for Washburn Center for Children and Micro Grants for those in transition.

Daniel Rose

Son of Timothy Rose and a recent graduate of the University of St. Thomas receiving a bachelor’s degree in communication, Daniel Rose is a licensed financial professional who has passed the Series 7 securities test and Series 66 test and has over a year of experience in the industry. He also holds a license in the state of Minnesota to sell life insurance products. Daniel has aspired to join his father from a young age and began studying for his securities licenses while in college. After graduating from college, he began his career working for Equitable Advisors where he finished training and began working as an advisor in October of 2024. After a year of learning through a major firm, he and his father decided to begin working together at T. Rose and Associates where Daniel has been able to bring new perspective to the business.

Like his father, Daniel also shares a strong passion for cars and enjoys driving, working on, and showing his vehicles at various community events.