T. ROSE & ASSOCIATES
With over 26 years as a fee-only Fiduciary, it is our fundamental obligation to act in the best interests of our clients and provide investment advice in their best interest. We are not paid commissions, instead we provide fee-based wealth-management services to high net-worth investors and institutions.
This attention to our clients’ needs – and not commissions – enables T. Rose & Associates to provide focused, disciplined and advisory services.
T. Rose & Associates, Inc. is an fee-only independent Registered Investment Advisor, founded in 1991 by Timothy Rose a former Investment Banker. As a Fiduciary, it is our fundamental obligation to act in the best interests of our clients and provide wealth planning and investment advice in their best interest. We do not invest in mutual funds because of their many costs, lack of tax efficiency and their "black-box" nature. Instead we specialize in constructing bespoke customized, tax-efficient stock & bond portfolios derived from fundamental analysis. This may include building portfolios based on Socially responsible investing (SRI), also known as sustainable, socially conscious, or impact investing. Expensive life insurance and annuity products are avoided due to their complexity and hidden fees. Many of the objectives claimed by sales people that these products meet can often be handled by more cost-effective and flexible methods. Each portfolio is built to suit the particular investment objectives, tax-sensitivities, and risk profile of the individual client.
Specialties: Retirement Planning, Wealth Planning, and Bespoke Fixed Income and Equity separate account asset management for discerning high net-worth individuals and institutions.
We seek to provide innovative retirement and wealth planning solutions at the highest level to serve the best interests of our clients. We do not invest in commission-based mutual funds or high-cost annuity or life insurance products. Each portfolio is built to suit the particular investment objectives, tax-sensitivities, and, risk profile of the individual client.
I’ve been a professional Investment Advisor since 1982. I believe in maintaining a positive mindset, creating partnerships with a purpose, and always striving for significant outcomes. When you work with my firm, you should expect a collaboration with total transparency and consistency. Want to learn more? Contact us today for an initial consultation.
For years, I’ve succeeded in guiding clients on the path to success and assisted them in making some of their most complex decisions. I take pride in my academic and professional achievements — and am happy to share them with you below.